PERSONAL INSURANCE
Insurance made easy for you and your family.
Individual Health
Personal health insurance protects individuals and families against financial burdens from injury, illness, and medical expenses, while also offering comprehensive coverage for drug, optical, and dental needs.
Individual & Family: Private health coverage for you, your spouse, and your children.
Medicare: National health coverage for people 65 years and older, and for certain young people living with disabilities.
Long-term care (LTC): Plan ahead for future LTC expenses, including at-home care, nursing homes, and assisted living facilities.
Individual Life
Individual life insurance offers peace of mind and shields families from financial hardships caused by an untimely death. The policy benefit is designed to help settle debts, cover funeral costs, maintain family lifestyle, and fund a child's education.
Term Life: Life coverage for specified period of time for the most affordable price.
Whole Life: Lifelong life coverage at a set premium rate while building steady cash value.
Universal Life: Lifelong life insurance coverage with flexible premium rates while building cash value with growth potential.
Home
Both homeowner's insurance and renter's insurance safeguard your home and belongings from harm or loss caused by covered events like accidents, theft, and natural disasters. Bundle home with auto for even more cost savings.
Homeowners: All-encompassing coverage for your home and personal belongings, guarding against fire, crime, and other liabilities.
Renter's: Insurance for Personal belongings and liability protection for individuals who rent apartments, condos, or houses.
Disaster: Preemptive insurance covering your property from flood, hurricane, and earthquake.
Umbrella Liability: Overarching coverage to fill in the potential gaps found in other personal insurance policies.
Auto
Auto insurance offers financial protection to vehicle owners and drivers in the event of accidents, theft, uninsured motorists, or damage to their vehicles, motorcycles, and watercraft. Bundle home with auto for even more cost savings.
Car: Mandatory insurance in Hawaii that protects against, vehicle damage, uninsured motorists, and passenger liability.
Motorcycle/Moped: Mandatory insurance in Hawaii, similar to car insurance, that provides coverage for two-wheeled vehicles.
Watercraft: Provides protection against hull damage, towing and salvage, and injury to people or property.
Personal Property
Personal property insurance covers your most prized belongings to ensure protection against loss, theft, or damage.Â
Jewelry: Guarantee the security of jewelry, gemstones, precious metals, and watches.
Fine Art: Enjoy total confidence that your valued fine art pieces are protected against potential perils.
Collections: Ensure that your artwork, coins, stamps, sports memorabilia, and wine are covered as a complete set.
Disclaimer:
SwitchUp Insurance LLC is an independent insurance brokerage firm, not an insurance provider. We don't underwrite or issue insurance policies. We collaborate with a network of reputable insurance carriers to offer the client a comprehensive and unique range of insurance products. We negotiate with the providers to achieve the most competitive rates in the market for our clients.
SwitchUp LLC holds itself to a fiduciary standard, ensuring that the coverage our clients receive aligns with their individualized needs. We prioritize providing transparent and unbiased advice.
